It’s open enrollment time again. That means U.S. health insurance companies are enrolling people in their plans.

Maybe I’ve been writing this blog too long, but I wonder if any of those insurance plans cover the cost of medical marijuana. If so, I’d consider using those plans myself.

Not that I want or need medical marijuana. I hope that I don’t need any medicinal substances or treatments of any kind. And I don’t want to have access to medical marijuana because I want to use regular marijuana or other drugs for recreational purposes.

I just want an insurance company that keeps its options open. I don’t want to pay my hard-earned money to an insurance company that just covers traditional medications and no other forms of treatment. These companies might cover certain prescriptions because they’re cheaper and maybe easier, but are they really better?

For example, some insurance companies will cover the cost of their clients’ prescriptions to opioids. Opioids are painkillers that are related to opium and include fentanyl, codeine, morphine, Norco/Vicodin, OxyContin, etc. Opioids are very powerful, so it makes sense that people in severe pain, such as pain from terminal cases of cancer, often use opioids. Opioids also make sense if people have tried other treatments but opioids have helped them the most.

Opioids are also highly addictive, however. Based on all I’ve heard about the growing number of opioid addicts, I’d be wary to use them unless they were absolutely necessary. But would my insurance company help me pay for alternative treatments?

Sadly, it seems that some people are torn between the medical care they need and the medical care they can afford. They may want or need certain treatments, but they feel that they have to go with other treatments because their insurance providers will pay for those. That’s why I want a health insurance provider that pays for medical marijuana. This provider would be interesting in providing health care for me, not just providing profits for its shareholders.